Simple money tools for real-life decisions

Make money decisions with the math in front of you.

Simple calculators, plain-English guides, and honest comparisons for retirement, mortgages, credit cards, and everyday money choices.

No jargon No login No black box
Popular tools

Calculators that show the math.

No account, no email gate, no black box. Change the numbers and see what drives the answer.

Compound Interest

See how a starting amount and monthly habit grow over time.

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Mortgage Payment

Calculate the full monthly cost: principal, interest, taxes, PMI, and HOA.

Estimate payment →

Retirement Number

Work backward from future spending to a realistic savings target.

Find your number →

Cost of Living

Compare U.S. cities on an interactive map — what your salary needs to be in another metro.

Open map →
Best picks

Compare without the confusion.

Shortlists built around real use cases, not endless tables.

Updated monthly

Best credit cards by job

Flat cash back, balance transfer, travel, groceries, and everyday rewards — each card chosen for a specific reason.

Compare cards →
Rate watch

Mortgage rates and lenders

Sample rates, lender fit, and payment estimates so home buyers can pressure-test offers before applying.

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Fresh guides

Plain-English answers before big decisions.

Helpful, skimmable explanations that connect directly to calculators and comparison pages.

How much do I need to retire?

The 25× rule, what it leaves out, and how to make the number yours.

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How to start investing with $1,000

Where to open the account, the one fund to buy, and the four things to skip.

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Mortgage APR vs rate

Why the lowest rate may not be the cheapest mortgage.

Read guide →
Sunday money note

One calm money guide each week.

No hype, no stock tips, no jargon — just useful explanations and tools for everyday money decisions.